TSKI-KILOS Examination Batch 5

APPEND, Inc., conducted the qualifying examination for TSKI - KILOS Scholarship Program Batch 5 last January 6 in Iloilo City and January 11, 2009 in Cebu City. Aspiring 4th year students from different places like Palawan, Mindoro, Romblon, Cebu, Mindanao and Panay Island took the examination.

Mr. Noel Embing, Program Director of the Alliance of Philippine Partners in Enterprise Development (APPEND, Inc.) welcomed the applicants and parents.  Also, Mr. Embing conducted the orientation for the KILOS Scholarship Program highlighting the benefits they are offering.  He encouraged the applicants and their parents to join hands in their strong determination to achieve their goals in life.  

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Make Friends With Whatever’s Next

by Max Lucado

Embrace it. Accept it. Don’t resist it. Change is not only a part of life; change is a necessary part of God’s strategy. To use us to change the world, he alters our assignments. Gideon: from farmer to general; Mary: from peasant girl to the mother of Christ; Paul: from local rabbi to world evangelist. God transitioned Joseph from a baby brother to an Egyptian prince. He changed David from a a shepherd to a king. Peter wanted to fish the Sea of Galilee. God called him to lead the first church. God makes reassignments.

But, someone might ask, what about the tragic changes God permits? Some seasons make no sense…do such moments serve a purpose?

They do if we see them from an eternal perspective. What makes no sense in this lie will make perfect sense in the next., I have proof: you in the womb.

I know you don’t remember this prenatal season, so let me remind you what happened during it. Every gestation day equipped you for your earthly life. Your bones solidified, your eyes developed, the umbilical cord transported nutrients into your growing frame…for what reason? So you might remain enwombed? Quite the contrary. Womb time equipped you for earth time, suited you up for your postpartum existence.

Some prenatal features went unused before birth. You grew a nose but didn’t breathe. Eyes developed, but could you see? Your tongue, toenails, and crop of hair served no function in your mother’s belly. But aren’t you glad you have them now?

Certain chapters in this life seem so unnecessary, like nostrils on the preborn. Suffering. Loneliness. Disease. Holocausts. Martyrdom. Monsoons. If we assume this world exists just for pregrave happiness, these atrocities disqualify it from doing so. But what if this earth is the womb? Might these challenges, severe as they may be, serve to prepare us, equip us for the world to come? As Paul wrote, “These little troubles are getting us ready for an eternal glory that will make all our troubles seem like nothing” (2 Cor. 4:17 CEV).

 Note: Bread and Butter Section is temporarily unavailable. Read all Bread and Butter in this section.

 

 

 

 

Global Leadership Summit was held last October 23-24, 2009 in Boracay Ecovillage Resort and Convention Center through the partnership of APPEND and TSKI. The said event was attended by the different heads of religious organizations and staff of TSKI.

 

The Global Leadership Summit is a trusted, high-caliber event that’s designed to transform Christian leaders on behalf of the local church with an annual injection of vision, skill development and inspiration.

 

These event features high profile speakers from around the world discussing topics of interest to a general audience like good leadership and crisis management.

 

The different topics aims the following:

• Explore cutting-edge leadership principles from some of the world's foremost leadership experts and communicators
• Engage in live, heartfelt worship that will refresh your soul and draw you closer to our great God
• Tackle issues unique to leaders, including casting vision, motivating others, self-management, team building, managing volunteers, problem solving, decision making, and much more

Mr. Chery Yack, MOTY Winner

Mr. Cherry Yack of Danao, Cebu was awarded as one of the winners for 2009 Citi Microentrepreneur of the Year (MOTY). He was chosen as Visayas Awardee for the Maunlad Category. The awarding was held last November 18, 2009 at the Galeriya Bangko Sentral of the Metropolitan Museum of Manila. Cherry received a cash incentive of Php 100,000.00 and a trophy while his loan officer, Mr. Ryan Matuguina, received cash incentive of Php10,000.00. TSKI also received a plaque of recognition from the said event.

Mr. Cherry Yack’s cassava cake business is very popular in Cebu. He started from a capital of Php 30,000  and two ovens ten years ago. With dedication and perseverance his cassava cakes slowly gained trust in the market. He also experienced some problems in his business but his faith in God makes him stronger. His family was his inspiration to his success.

 

Cherry Yack is now considered as one of the most successful clients of TSKI.

 TSKI Special Project Department and Kauswagan Management and Development Corporation have transferred to its new office at the mezzanine floor of Alejado Glass in E. Lopez Street, Jaro, Iloilo City last July 1, 2009. 

The previous space they both occupied at TSKI Head Office in A& L Building was developed as the ATM Center for Opportunity Kauswagan Bank (OK Bank). 

You can reach them through telephone numbers (033) 320-4038;329-4142 local 122; (033) 300-3301 and Telefax number (033) 329-4968.

The Visayas Association of Microfinance Council held the first Governance Forum and its 2nd General Assembly last July 3, 2009 at Crown Regency Resedences in Cebu City.

The theme of the governance forum is “GOVERNANCE and INNOVATIONS: Key to Sustainable Operation.” The invited resource persons were Prof. Ronald Chua of Asian Institute Management and Mr. Enofre Manuel of Malayan Insurance Company. Mr. Chua talk about governance in MFI while Mr. Manuel talk about innovations.

The panel of reactors for governance were Mr. Edgar Generoso, President and CEO of People's Credit and Finance Corporation (PCFC); Ms. Jocelyn Pobre, SVP Microfinance Department, Development Bank of the Philippines (DBP); and, Mr. Cesar Antoni, Area Manager, Small Business Corporation. While the panel of reactors for innovations were Ms. Iluminada Cabigas, President, Landbank Countryside Development Foundation, Inc (LCDFI); Mr. William Martirez, Country Manager, Micro Ensure Philippines; and Ms. Vi Marie Sanchez, Area Manager, Waffle Time.

Prof. Ron Chua giving his talk about MFI Governance

After the forum, the general assembly follows and new set of officers were elected. Mr. Angel L. De Leon Jr. was re-elected by the assembly for President.

The new set of officers were swore to office by Atty. Noel Poso

Ms. Ivy Dormante, Branch Head of TSKI’s Taytay, Palawan Branch won the first prize (21 inches color television) of TSKI and KEFI Raffle Bonanza. This is for TSKI’s OK Bank, and affiliates organization’s staff only.  

Aside from the raffle draw for staff, there were 11 other raffle draws simultaneously held in the different 11 regional areas respectively. All the 11 raffle draws are for TSKI’s and OK Bank clients.

The 11 regional raffle draws venues were the following:

1.       Area 1. – Calapan City, Mindoro

2.       Area 2 – Sigma, Capiz

3.       Area 3 – Molo, Iloilo City

4.       Area 4 – Cebu City

5.       Area 5 – Tagbilaran City, Bohol

6.       Area 6 – Ormoc City, Leyte

7.       Area 7 – Calbayog, Samar

8.       Area 8 – Dipolog City, Zamboanga

9.       Area 9 – Puerto Princesa, Palawan

10.   Area 10 – Culasi, Antique

11.   Area 11 – Tacloban City, Leyte

 

    

The raffle draws for Area 3 and TSKI staff have just finished early this morning. It was attended by all Branch Heads and representative from selected centers in area 3. Mr. Ricarte Barredo, Area Manager of Area 3, won the second prize for the staff raffle draw.  Most of the consolation prizes were won by Area 9 – Palawan.

The TSKI – KEFI raffle draw is for the benefits of the 40 scholars who are children of TSKI’s and OK Bank clients.

      

ISO 9001:2000 Cert. No. CIP/3985/07/09/533 Bridging the Gap Between Poverty and Progress  Ref. No.:        TSKI -09-12-04-11   Date:           May 26, 2009   From:          Angel L. de Leon, Jr. Executive Director Taytay Sa Kauswagan, Inc. E. Lopez Street, Jaro, Iloilo City   For:              Area Managers, Branch Managers             RE:              2009 MOTY AWARDS     We are pleased to announce the start of the 2009 Citi Microentrepreneur of the Year (MOTY) Awards Program.   As in the past years, again there will be a national winner and three regional winners representing Luzon, Visayas and Mindanao for each two categories namely the Masikap and Maunlad Awards.  This year the prize money for national winners has been increased to P200,000 while regional winners will receive P100,000.  The program assistant of the awardee will receive P10,000 as incentive.   For the past 4 years TSKI was joining the search and constantly receiving the prestigious awards.  Ms. Cicilia Lorenzo, a PKK client of Culasi Antique Branch won the 2008 Masikap Award in the Visayas Area.   In this regard, we will join this endeavor once again and aims to covet the best awards to be given.  Hence, you are advised to nominate the best 2 clients of your branch per category (3 Masikap and 3 Maunlad) with pictures of client in action with workers in their respective business and group picture with their family members.  Previous nominees who were not able to win are accepted.   Please submit your nominees at the Special Project Team - Head Office on or before June 20, 2009.   Attached are the nomination forms for the two respective categories.   For further clarification and/or submission of the nominees please coordinate with the Special Project Team (Roxie and Ria) at local 132.    For your guidance and compliance.

 

Requirements for MOTY: 1.        The nominee must be a member for at least 2 years and with excellent repayment record. 2.       The nominee should be engaged in fishing, agriculture, manufacturing or production business with at least 3 workers helping the nominee in his/her business.  3.       For Masikap nominee, the value of assets of the nominated enterprise must be less than P300,000 while for the Maunlad nominee it must have a minimum of P300,000 up to P1 million. 4.       The nominee should be a model citizen of the community with high moral standards and exhibiting socially responsible behavior. 5.       Accomplished application form done by the PA assisted by the borrower nominee and duly signed by the nominee, PA and BM. 6.       Documents required for submission as attachment: a.       Business permit (Barangay or Municipal permit) b.      Financial Statement (record of sales and expenses) c.       The nominee’s recent family picture – 1 piece d.      Nominee’s picture with his/her business as background - at least 3 taken from the different angles or business/s e.      Nominee’s picture with his/her workers doing their task – at least 3 taken from the different angles or business/s f.        The nominee’s story highlighting the sacrifices they have gone thru before attaining their success in business.                                                                i.      The clients experience in establishing the business                                                              ii.      The hardships they encountered and the steps they took to make their business grow and become of what it is at present.                                                             iii.      Highlight also, how the business help the family needs (education, health and emergency needs), the community at large. ISO 9001:2000 Cert. No. CIP/3985/07/09/533 Bridging the Gap Between Poverty and Progress

TSKI's 2009 KILOS Scholars

The five daughters of TSKI clients who qualified for the 4^th Batch of APPEND –KILOS Scholarship program met the KEFI and TSKI Board of Trustees at Renewal House in Magsaysay Village, Lapaz, Iloilo City before they traveled for Manila on May 20, 2009.  These scholars will study at the school of their choice in Manila.

The qualified scholars came from the different areas where TSKI is present; two of them came from Leyte while the remaining three came from the different municipalities of Iloilo province.

The 2009 APPEND- KILOS scholars are the following:

Ana Dominique Nacion – She graduated as valedictorian at Don Felix Serra National High School in San Joaquin, Iloilo.  Her mother is a client of Miag-ao Branch.  Ana will study at Far Eastern University in Manila and will take a Bachelor of Science in Nursing course.

 

Kimberly June Crasco – Kimberly graduated as valedictorian at Janiuay National Comprehensive High School,  Janiuay, Iloilo.  Her father is a client of Cabatuan Branch.  She will study at the University of  Sto. Tomas in Manila she will take a Bachelor of Science in Accountancy course.

 

Chrismavic  Apas – She graduated as valedictorian at Rustico Capaje Sr. National High School in barangay Sabang Bao, Ormoc City, Leyte.  Her mother is a client of Ormoc Branch.  Chris will take a Bachelor of Science on Accountancy course at the University of the East in Manila.

 

Glenn Rose Solinap – Rose graduated as valedictorian at Bululacao National High School in barangay Bululacao, New Lucena, Iloilo. Her mother is a client of Cabatuan Branch.  She will take a Bachelor of Science in Accountancy course at the University of the East in Manila.

 

Berlyn Joy Campomayor – She graduated as salutatorian at Carigara National High School, Carigara, Leyte.  Her mother is a client of Carigara Branch.  Berlyn will take a Bachelor of Science in Education course at the University of Sto. Tomas in Manila.

 

Continued ISO 9001:2000 Certification

Congratulations for the success of this 3^rd surveillance audit conducted by Certification International Philippines (CIP) last march 13, 2009. Once again we have proven our worth this continuing certification.

The scope of the audit includes the following; Design, development and provision of microfinance and business development services (Training, Marketing, Business Advisory, Community Enterprise Development, Toll Packaging, and Label Design and Development); Provision of finance services.

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